A Delaware bill on long-term care policy, signed into law. Last moved August 31, 2026.
What this means for a building owner
This hits every nursing home in the state, plus assisted living homes and group homes for people with mental illness. Homes owned and run by the state are not covered. Each home must carry at least $1 million per claim and $3 million total for general liability, and the same amounts again for professional liability. Both policies must also cover abuse and molestation, proof goes to the state with each renewal, insurers must report any lapse or cancellation within 14 days, and it starts 180 days after it became law.
What the bill does
This new law requires nursing homes, assisted living homes, and group homes for people with mental illness to carry set amounts of liability insurance. They must show proof of that insurance to the state to get and keep a license, and again at each license renewal. A home that does not keep the required coverage would have its license revoked. It starts 180 days after it became law.
Written by AI from the bill's own Engrossed text, on September 23, 2026. Not legal advice. Read the official text ›
Signed into law · last moved August 31, 2026 · no effective date stated yet
Delaware has 44 certified nursing homes.
Official title An Act To Amend Title 16 Of The Delaware Code Relating To Long Term Care Facilities
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What this affects
- Who pays, or is paid
- We cannot tell yet from the text. The text does not say who pays.
- Which buildings
- 44 facilities holding 4,739 licensed beds in Delaware.
- The dollars, or the rule
- Applies to nursing facilities, assisted living facilities, and group homes for persons with mental illness in Delaware, except state-owned facilities. These facilities must maintain general and professional liability insurance of at least $1 million per claim and $3 million aggregate, including abuse and molestation…
- Effective
- We cannot tell yet from the text. No effective date is stated yet.
- Status
- Signed into law, as of August 31, 2026.
General policy movement that touches long-term care.
Latest action, August 31, 2026: Signed by Governor
The full record, free
Every action this bill has taken, who is carrying it, committee and vote detail, and what it moves for the 44 facilities it reaches. Free to owners and operators, gone in one sign-in.
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Legislative data: LegiScan LLC (legiscan.com) · CC BY 4.0
Bill text and status: legis.delaware.gov · retrieved September 4, 2026